By accessing this site you and the corporate body that you represent (in aggregate “you”) agree to be held to these terms and conditions with MORTGAGE BRAIN LIMITED (whose registered office is at 6 The Courtyard, Buntsford Drive, Bromsgrove, WORCS, B60 3DJ and whose registered number is 2085187) (“Mortgage Brain”).

 

BACKGROUND

 

(A)       You wish to access Mortgage Brain’s API documentation and standards to build or amend an integration between your systems and Mortgage Brains systems (the “Purpose”), where your systems are those of the corporate entity that you, as an individual, currently represent at the time of access to this site being initially granted.

 

(B)       Both we and you (the “Parties”) agree that the API documentation and all other information shared by us with you to facilitate the Purpose (“Integration Information”) is confidential and may not be used for any other purpose and may not be shared by you with any other parties.

 

IT IS HEREBY AGREED AS FOLLOWS:

 

1.         Interpretation

 

         In this Agreement the following words have the following meanings:

 

'Agreement'

this agreement;

 

‘Copies’

copies of Integration Information including any document, electronic file, note, extract, analysis or any other way of representing or recording and recalling information which contains, reflects or is derived from Integration Information;

 

 

 

‘Group’

means the subsidiaries, parent, holding or associated companies (as defined by S1159 of the Companies Act 2006) of either the Discloser or Recipient;

 

2.         Rights in Integration Information

 

2.1       Integration Information and all rights in Integration Information disclosed or to be disclosed hereunder will remain the exclusive property of Mortgage Brain.

 

2.2       You will have no rights in respect of the Integration Information other than as expressly set out herein.

 

2.3       Mortgage Brain may remove your access to the Integration Information at any time and entirely at its discretion.

 

3.         Your Obligations

 

3.1       In return for Mortgage Brain providing you with access to the Integration Information, you must:

 

3.1.1       secure the Integration Information in accordance with Good Industry Practice in any online and offline environments;

 

3.1.2       inform Mortgage Brain of any individuals that cease to require access to the Integration information for the Purpose within 5 Business Days of that access no longer being required;

 

3.1.3       use it only for the Purpose and will not otherwise directly or indirectly deal with, use or exploit the Integration Information;

 

3.1.4       not disclose it to anyone or make Copies of it save as set out in Clauses 4.2 or 5 or with the consent in writing of Mortgage Brain;

 

3.1.5       use best endeavours to ensure that no one discovers Integration Information from you unless authorised;

 

3.1.6       inform Mortgage Brain immediately upon becoming aware or suspecting that an unauthorised person has become aware of the Integration Information;

 

3.1.7       use best endeavours to ensure that the Integration Information (and any Copies within your control) is protected against theft or unauthorised access and that no one discovers Integration Information from you unless authorised; and

 

3.1.8       permit Mortgage Brain access to your premises, systems and documentation to enable Mortgage Brain to audit and confirm the security, integrity and use of the Integration Information.

 

3.2       In your use of the Integration Information and in operating any integration between Mortgage Brains systems and your systems, you must:

 

3.2.1       transfer all necessary and relevant data and information in the format and medium advised by Mortgage Brain;

 

3.2.2       ensure all data and/or information transferred to Mortgage Brain is full, error free and accurate (where applicable you will also provide Mortgage Brain with appropriate test scripts, tests and test data);

 

3.2.3       co-operate and assist Mortgage Brain in the performance of the integration and provide facilities for remote testing and diagnostic purposes.

 

3.2.4       notify Mortgage Brain promptly by notice in writing if the integration or Integration Information is not operating correctly;

 

3.2.5       allow Mortgage Brain to monitor any integration metrics and to provide Mortgage Brain with full and accurate information and requested data as required in order for Mortgage Brain to monitor the integration.

 

4.         Permitted Disclosure

 

You may disclose Integration Information only:    

 

4.1       to such of your officers and employees as are necessary for the Purpose;

 

4.2       to professional advisers or consultants engaged to advise you in connection with the Purpose;

 

4.3       to people who Mortgage Brain agrees in writing may receive the Integration Information; and

 

save that you must inform anyone to whom you disclose the Integration Information as permitted in this Clause 4.1 that the information is confidential and procure that anyone to whom it discloses the Integration Information (other than disclosures under Clause 5) complies with this Agreement as if they were part of you.

 

5.         Reproduction

 

5.1       You will not make Copies of the Integration Information (other than as is strictly required for the Purpose) without the express written consent of Mortgage Brain.

 

5.2       You must immediately upon Mortgage Brain’s written request supply Mortgage Brain with a list showing, to the extent reasonably practical and permitted by law:

 

5.2.1       where Copies supplied to you by Mortgage Brain are held;

 

5.2.2       Copies that have been made by you (or the people to who you have disclosed the Integration Information) and where they are held; and

 

5.2.3       the names and addresses of the people to whom the Integration Information has been disclosed and a copy of the confidentiality agreements signed by them under which they have agreed to be bound by and comply with provisions as to confidentiality similar to those imposed in this Agreement.

 

6.      Intellectual Property Rights

 

6.1       You may not use any of the Integration Information in any manner or for any purpose that infringes, misappropriates, or otherwise violates the IPR or any other right of any person, or that violates any applicable law.

 

6.2       All copyright, database rights and other IPR in the Integration Information and rights in any Copies of them constitute Mortgage Brains valuable property and shall at all times belong to Mortgage Brain or its licensors and you shall have no rights in them except those expressly granted under the terms of this Agreement. You agree to do all further acts, including but not limited to the execution of documents, as Mortgage Brain may from time to time require for the purpose of giving Mortgage Brain the full benefit of this clause.

 

6.3       You shall notify Mortgage Brain immediately if you become aware of any unauthorised access to, use, copying or disclosure of, any part of the Integration Information including any feature of the design or structure of any database by any person and permit Mortgage Brain’s staff immediate remote access to the Integration Information or immediate access to the location or such other location as Mortgage Brain may consider necessary or appropriate to ensure and monitor compliance.

 

7.         Liability and remedies

 

7.1       No representation warranty or guarantee by Mortgage Brain shall be implied in respect of the rights (if any) of third parties or the infringement of the rights of third parties nor in respect of the accuracy or completeness of the Integration Information.

 

7.2       Mortgage Brain shall not be liable for any errors or omissions in the Integration Information nor for any loss incurred by you either directly or indirectly through the use of or as a result of the use of the Integration Information.

 

7.3       Disclosure or use of the Integration Information in breach of this Agreement shall be deemed to be a breach of this Agreement for which damages alone are not necessarily an adequate remedy.

 

8.         Return of Integration Information

 

8.1       Except as provided in the rest of this clause, you shall at the request of Mortgage Brain return all of the Integration Information (and any Copies thereof) in your possession or control or shall confirm in writing that you have destroyed or permanently erased all the Integration Information and Copies supplied to it or made by it (or the persons to whom you have supplied Copies destroy or permanently erase all the Integration Information) as directed by the Mortgage Brain.

 

8.2       The Parties agree that in the event that Integration Information is stored in computer files used for backing up its systems for any reason and that as a result such Integration Information cannot or should not be deleted or delivered up you shall not, by reason of that non deletion or failure to deliver up, be in breach of its obligations under this Agreement, provided always that:-

 

8.2.1       such data or information shall remain subject to this agreement until it is destroyed  in accordance with your normal operating procedures; and

 

8.2.2       if such data or information is recalled for any reason then you will then delete it forthwith.

 

9.         Costs

 

Unless otherwise specified, all costs in connection with the negotiation, preparation, execution and performance of this Agreement, and any documents referred to in it, as well as all costs incurred by you arising in connection with your implementation and management of the integration with Mortgage Brain’s systems will be borne by you.

 

10.      Liability

 

10.1    Nothing in this Agreement shall in any way exclude or limit your or Mortgage Brain’s liability for death or personal injury caused by negligence, or liability for fraudulent misrepresentation, or for any breach of Our obligations as to title under section 12 of the Sale of Goods Act 1979 or section 2 of the Supply of Goods and Services Act 1982 or for any other liability which by law it is not possible to exclude or limit.

 

10.2    Mortgage Brain shall have no liability to you in respect of any defaults irrespective of the circumstances giving rise to the event(s) causing them.

 

10.3    You confirm that neither Mortgage Brain nor any of its representatives has made any claims or representations of guaranteed or anticipated profits that may result from the use of the integration and Mortgage Brain expressly disclaim liability for any profit projections which may have been provided by you.

 

11.      Severance

 

Where any provision of this Agreement is declared by any competent authority to be void voidable illegal or otherwise unenforceable that provision shall be severed from this Agreement and the remaining provisions of this Agreement shall remain in full force and effect.

 

12.      Law and Jurisdiction

 

This Agreement shall be construed in accordance with and governed by English law and the Parties submit to the exclusive jurisdiction of the English Courts.

 

13.      Third Party Rights

 

This agreement creates no rights in any third parties to enforce its terms pursuant to section 1 of the contracts (Rights of Third Parties) Act 1999.